1150 W Victoria Street
San Bernardino, CA, 92411
$450,000
MLS: PW26077903
Beds
3
Baths
2
Sq Ft
803
Lot
0.16 ac
Year Built
1908
MLS #
PW26077903
Days on Market
7
Listed
Apr 12, 2026
Description
Make this charming starter home yours! Looking for a home you can truly make your own? This cozy 3/bed 2/bath residence welcomes you with a classic front porch, perfect for morning coffee. Inside, you'll find a spacious open floor plan that connects the living area to a kitchen enhanced with quartz countertops and a charming breakfast nook. The primary bedroom serves as a true private retreat, featuring its own full bathroom and an independent exit! Step directly from your bedroom out to the expansive backyard for a breath of fresh air. The enormous 7,000 sqft lot is fully fenced, offering plenty of space for expansion, gardening, or outdoor entertaining. The detached 2-car garage provides excellent storage, workshop or ADU potential! This home is only minutes away from local shopping, dining, and major freeway access! Sold as-is and needs some TLC, making it a fantastic opportunity to gain instant equity in a competitive market, perfect for investors or DIY buyers. Priced to sell! House is currently rented and will be delivered vacant.
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: Jose Gutierrez · California Realty Corporation
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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