ActiveSingleFamilyResidence

1190 W 7th

San Bernardino, CA, 92411

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$448,999

MLS: HD26039098

Beds

3

Baths

1

Sq Ft

920

Lot

0.08 ac

Year Built

1920

MLS #

HD26039098

Days on Market

52

Listed

Feb 25, 2026

Description

QUAILFIES FOR FHA & DOWN PAYMENT ASSISTANCE PROGRAMS AVAILABLE. Fully remodeled and thoughtfully updated throughout, this beautiful home offers 2 bedrooms and 1 bath in the main residence, plus a detached 1-bedroom bonus room—ideal for guests, extended family, or a home office. This turnkey residence features a brand-new roof, new windows, a new split A/C system, and fresh interior and exterior paint. The interior showcases a brand-new kitchen with contemporary finishes, a fully updated bathroom, and new flooring throughout, delivering modern comfort and style in every space. Outside, enjoy enhanced curb appeal with new landscaping, creating a clean, inviting exterior. Every detail has been carefully considered, making this home truly move-in ready and designed for today’s lifestyle. Don’t miss this exceptional opportunity!

Location

San Bernardino, San Bernardino County, CA 92411

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Listed by: Alysha Santa Cruz · Realty ONE Group Empire

Payment estimate

$3,419

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,099

%
Principal & Interest
$2,483
Property tax (1.25%)
$468
Homeowners insurance
$300
Mortgage insurance
$168
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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