11545 Kiowa
Apple Valley, CA, 92308
$405,000
Original list price: $410,000
MLS: CV26055166
Beds
3
Baths
2
Sq Ft
1,296
Lot
0.37 ac
Year Built
2003
MLS #
CV26055166
Days on Market
123
Listed
Mar 16, 2026
Description
A comfortable 3-bedroom, 2-bathroom home with a secure and practical layout. The property features a gated front yard, offering added privacy and safety. Inside, the home includes three bedrooms, suitable for a family, guests, or a home office, along with two bathrooms for convenience. The living area provides space for relaxing and spending time together, and the kitchen connects easily to the dining area, making everyday meals and gatherings easy. In the backyard, there is a storage shed that can be used for tools, gardening supplies, bikes, or extra household storage. The yard also provides room for outdoor activities, gardening, or entertaining. Overall, the home combines comfortable living space, a secure front entrance, and useful outdoor storage, making it practical for everyday living.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Dawnae Manson · KELLER WILLIAMS REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,197
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,500 · Loan: $364,500
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,323
- Property tax (1.25%)
- $422
- Homeowners insurance
- $300
- Mortgage insurance
- $152
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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