116 Camp Fire
California City, CA, 93505
$115,000
MLS: SR25282063
Beds
2
Baths
1
Sq Ft
648
Lot
0.11 ac
Year Built
1972
MLS #
SR25282063
Days on Market
51
Listed
Dec 30, 2025
Description
Manufactured home on owned land with no HOA fees and no space rent. This 2-bedroom, 1 bath home offers 648 sq ft of living space and sits on a lot just under 5,000 sq ft. All public utilities including water, sewer, and electricity. Great opportunity for a cash buyer looking for an affordable purchase, rental potential, or a value-add property. Seller is motivated and must sell quickly. Cash only.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Jennifer Henry · Re/Max All-Pro
Payment estimate
$1,075
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $11,500 · Loan: $103,500
- Principal & Interest
- $636
- Property tax (1%)
- $96
- Homeowners insurance
- $300
- Mortgage insurance
- $43
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $4,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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