Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveManufactured On Land

164 Camp Fire Drive

California City, CA, 93505

1 / 14View all 14 photos

$119,990

MLS: 26002315

Beds

2

Baths

1

Sq Ft

660

Lot

0.13 ac

Year Built

1969

MLS #

26002315

Days on Market

37

Listed

Mar 20, 2026

Description

Welcome to California City! This manufactured home sits on its own land no land lease, offering added value and long-term flexibility. The home features a renovated kitchen and an updated primary bedroom, creating a comfortable and functional living space. The spacious backyard provides plenty of room to expand, garden, or design your ideal outdoor setup. Conveniently located with easy access to main roads and local amenities. Property is not on a permanent foundation.

Location

California City, Kern County, CA 93505

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Listed by: Jason Quevedo · Keller Williams Realty A.V.

Payment estimate

$1,109

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $11,999 · Loan: $107,991

%
Principal & Interest
$664
Property tax (1%)
$100
Homeowners insurance
$300
Mortgage insurance
$45
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $4,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

See California City, CA 93505 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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