11690 Camp Rock Rd
Lucerne Valley, CA, 92356
$270,000
MLS: HD25132553
Beds
9
Baths
5
Sq Ft
1,440
Lot
20.00 ac
Year Built
1980
MLS #
HD25132553
Days on Market
99
Listed
Jun 12, 2025
Description
Incredible opportunity to own a versatile 20-acre property with direct access from paved Camp Rock Road, featuring two mobile homes and a spacious barn—perfect for multi-generational living, rental income, or investment. Located in a peaceful and open area, this property offers both privacy and potential. The main mobile home features a functional layout with 4 bedrooms, 2 bathrooms, a dedicated laundry room, and a storage room—ideal for comfortable long-term living. The second mobile home includes 2 bedrooms, 1 bathroom, and a laundry area, perfect for extended family, guests, or rental use. The barn structure offers even more flexibility with 3 bedrooms, 2 bathrooms, and a full kitchen—great as a guest unit, workshop, or additional living space. Utilities include a private well, gas connection, and separate electricity meters for each unit. The property is fully enclosed with chain-link fencing, offering both security and defined boundaries. All structures need some TLC and are being sold AS IS, providing a fantastic opportunity to add value and customize the property to your needs. With easy paved access, spacious acreage, and multiple living spaces, this property is ready for your vision.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Juana Barnes · Century 21 Masters
Payment estimate
$2,176
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,000 · Loan: $243,000
- Principal & Interest
- $1,493
- Property tax (1.25%)
- $281
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $9,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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