ActiveSingleFamilyResidence

35025 El Dorado Street

Lucerne Valley, CA, 92356

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$295,000

MLS: HD26023365

Beds

3

Baths

2

Sq Ft

1,257

Lot

1.25 ac

Year Built

1989

MLS #

HD26023365

Days on Market

59

Listed

Feb 1, 2026

Description

Don’t miss this incredible opportunity to own a 3-bedroom, 2-bathroom home on 1.25 acres! Perfectly blending convenience and tranquility, this property is just minutes from town and offers a spacious, thoughtfully designed layout spanning over 1,250 square feet. Inside, you’ll find laminate flooring throughout, an oversized living room, a dedicated dining area, and ample storage space. The kitchen features granite countertops, classic white cabinetry, and stainless steel appliances, ready for your personal touch. Additional highlights include new window coverings, ceiling fans throughout, a walk-in closet in the primary bedroom with a built-in safe, an evaporative cooler, and central heating and cooling for year-round comfort. The attached two-car garage provides a laundry area, generous space, and exterior access to the backyard. Outside, enjoy two storage sheds, a freshly scraped and partially fenced yard, mature trees, an extended driveway, and stunning Big Bear mountain views. Priced to sell with a motivated seller, this home won’t last long!

Location

Lucerne Valley, San Bernardino County, CA 92356

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Listed by: Donald Staff · Oasis Realty Group

Payment estimate

$2,349

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $29,500 · Loan: $265,500

%
Principal & Interest
$1,631
Property tax (1.25%)
$307
Homeowners insurance
$300
Mortgage insurance
$111
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $10,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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