ActiveSingleFamilyResidence

1188 E 2nd

San Bernardino, CA, 92408

1 / 7View all 7 photos

$365,000

MLS: IG26059309

Beds

2

Baths

1

Sq Ft

752

Lot

0.14 ac

Year Built

1944

MLS #

IG26059309

Days on Market

7

Listed

Mar 18, 2026

Description

Charming single-story house built in 1944, this cozy home offers two bedrooms and one bathroom, 752 square feet of living space. Priced at $365,000 it presents an attractive opportunity for first time buyers, down sizers, or investors seeking a well-located property with classic character. The layout is compact and practical, with a straightforward floorplan that encourages easy living and low/maintenance upkeep.

Location

San Bernardino, San Bernardino County, CA 92408

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Listed by: CYNTHIA ZARAGOZA · Town & Country Real Estate

Payment estimate

$2,835

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500

%
Principal & Interest
$2,018
Property tax (1.25%)
$380
Homeowners insurance
$300
Mortgage insurance
$137
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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