823 E Mill
San Bernardino, CA, 92408
$389,000
MLS: DW26056431
Beds
3
Baths
1
Sq Ft
840
Lot
0.15 ac
Year Built
1960
MLS #
DW26056431
Days on Market
37
Listed
Mar 15, 2026
Description
This remodeled 3-bedroom, 1-bathroom home stands as one of the most affordable opportunities in San Bernardino, perfectly situated on an expansive lot with ample RV parking. The interior has been completely refreshed with stylish new flooring that flows seamlessly into a modernized kitchen featuring elegant quartz countertops. Comfort is prioritized with the addition of a brand-new mini-split system for efficient climate control throughout the nearly 900-square-foot layout. The bathroom has also been upgraded with tasteful new tile work, providing a clean and contemporary feel. This gated property offers the perfect blend of modern upgrades and functional outdoor space for those seeking a move-in-ready starter home.
Location
San Bernardino, San Bernardino County, CA 92408
Open on Google Maps ↗Listed by: Kevin Messiha · Keller Williams SELA
Payment estimate
$3,002
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,900 · Loan: $350,100
- Principal & Interest
- $2,151
- Property tax (1.25%)
- $405
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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