11966 N Ventura Avenue
Ojai, CA, 93023
$945,000
MLS: V1-34359
Beds
3
Baths
2
Sq Ft
1,908
Lot
0.48 ac
Year Built
2004
MLS #
V1-34359
Days on Market
68
Listed
Jan 28, 2026
Description
Enjoy sweeping mountain views from this thoughtfully designed home that blends updated living with everyday functionality. Large windows frame the scenery throughout, filling the interior with natural light and creating a strong connection to the outdoors. The main living space features an easy, open flow between the living room, dining area, and kitchen--well suited for both daily living and entertaining.Downstairs, a sizable basement/bonus space of approximately 1,100 square feet provides valuable flexibility, ideal for a recreation area, home office, gym, or media room. Located just minutes from downtown Ojai and the bike trail, the property offers convenience without sacrificing privacy or views. With a motivated seller, this is a compelling opportunity in one of Ojai's most desirable settings.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Erik Wilde · LIV Sothebys Ojai
Payment estimate
$6,864
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,500 · Loan: $850,500
- Principal & Interest
- $5,226
- Property tax (1.25%)
- $984
- Homeowners insurance
- $300
- Mortgage insurance
- $354
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $33,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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