910 Mercer Avenue
Ojai, CA, 93023
$995,000
MLS: V1-34619
Beds
3
Baths
2
Sq Ft
1,764
Lot
0.18 ac
Year Built
1954
MLS #
V1-34619
Days on Market
52
Listed
Feb 18, 2026
Description
Welcome to 910 Mercer Avenue in Ojai, a fantastic opportunity to own a 3-bedroom, 2-bath home in a highly desirable, family-friendly neighborhood. This home offers a wonderful setting for everyday living, with a welcoming community feel and incredible mountain views that make Ojai so special.With plenty of space for a growing family, the layout offers comfortable bedrooms, a functional floor plan, and room to create the home of your dreams. While the property does need some repairs and updating, it's the perfect chance to add your own style and build long-term value in a neighborhood known for its charm and livability.Enjoy peaceful mornings, beautiful sunsets, and the convenience of being close to schools, parks, shops, and downtown Ojai. This is a rare chance to create a warm and lasting home in one of Ojai's most loved locations.Bring your vision and make this mountain-view home the perfect place to grow and make memories.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Jessica McCrea · Ojai Valley Real Estate
Payment estimate
$7,212
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,500 · Loan: $895,500
- Principal & Interest
- $5,502
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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