11986 White Avenue
Adelanto, CA, 92301
$429,000
MLS: IV26037478
Beds
4
Baths
3
Sq Ft
1,653
Lot
0.89 ac
Year Built
1954
MLS #
IV26037478
Days on Market
11
Listed
Feb 19, 2026
Description
TRIPLEX – THREE DETACHED HOMES WITH EXPANSION POTENTIAL! Rare opportunity to own three fully detached units on one lot — each with separate electric, gas, and trash service (shared water meter). Ideal for strong income potential and long-term upside. Unit Mix: • Unit 1: 2 Bedrooms / 1 Bathroom • Unit 2: 1 Bedroom / 1 Bathroom • Unit 3: 1 Bedroom / 1 Bathroom Each unit offers a private fenced yard, dedicated parking area, tile flooring throughout, and has been painted and maintained. Detached structures provide added privacy and reduced tenant turnover appeal. Property also features a separate, spacious fenced rear yard with existing water, gas, and electric connections—presenting potential for a future manufactured home, RV setup, or additional improvements (buyer to verify). Excellent opportunity for rental income, multi-generational living, or portfolio expansion. Don’t miss this versatile property with built-in utility separation and future potential.
Location
Adelanto, San Bernardino County, CA 92301
Open on Google Maps ↗Listed by: ANA RUTH VILLASENOR ALBUREZ · REALTY MASTERS & ASSOCIATES
Payment estimate
$3,280
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,900 · Loan: $386,100
- Principal & Interest
- $2,372
- Property tax (1.25%)
- $447
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $15,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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