120 N Loreta Walk
Long Beach, CA, 90803
$2,149,000
MLS: OC26068223
Beds
3
Baths
3
Sq Ft
2,547
Lot
0.06 ac
Year Built
1998
MLS #
OC26068223
Days on Market
10
Listed
Apr 7, 2026
Description
Located on picturesque Naples Island just steps from the canal, this Mediterranean-style home blends coastal charm with a highly functional layout. Built in 1998, the residence offers 3 bedrooms, 2.5 baths, plus a spacious upstairs loft ideal for a secondary living area, office, or media space. The main level features a fantastic entertaining floor plan with high ceilings, warm wood flooring throughout, and seamless flow between living spaces. The inviting living room includes a fireplace and French doors that open to the front patio, while the expansive kitchen opens directly to the family room—creating a natural gathering space at the heart of the home. A private courtyard patio offers a quiet outdoor retreat, ideal for relaxing or entertaining. Upstairs, the secondary bedrooms are generously sized with large closets and share a full hall bath, along with a convenient upstairs laundry room. The primary suite offers a private balcony, walk-in closet, and a beautiful spa-like bath with dual sinks and a separate vanity. Ideally located near the canals, Alamitos Bay, and the Long Beach Yacht Club, and within easy walking distance to trendy restaurants and shops, this home captures the essence of Naples Island living.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Sue La Bounty · First Team Real Estate
Payment estimate
$15,228
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $214,900 · Loan: $1,934,100
- Principal & Interest
- $11,883
- Property tax (1.25%)
- $2,239
- Homeowners insurance
- $300
- Mortgage insurance
- $806
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $75,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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