4401 Division
Long Beach, CA, 90803
$1,950,000
MLS: SB25278918
Beds
4
Baths
5
Sq Ft
2,628
Lot
0.07 ac
Year Built
1953
MLS #
SB25278918
Days on Market
119
Listed
Dec 20, 2025
Description
SELLER IS MOTIVATED. Why not live in a lovely two bedroom, one bath apartment and have rental income, as well? This income property is in a high demand Belmont Shore neighborhood, between the 2nd Street Promenade and the ocean - Just a few minutes walk to restaurants and shops on 2nd Street, or walk three blocks south to the beach. This property has 2 studios, 2 one bedrooms, and 1 two bedroom w/ one full bath. There's also a total of three assigned parking spaces: two covered carports and one uncovered space. Outside the building there are security cameras and every unit has a separate electric meter. The owner has two separate storage closets. There's also a community laundry room. Each unit features updated tiled baths, bright clean, well-appointed kitchens with newer refrigerators, stove/ranges, dishwashers, garbage disposals and microwaves. The living and bedroom floors are laminate or vinyl. PLEASE DO NOT DISTURB TENANTS.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Virginia Rater · First Manhattan REALTORS
Payment estimate
$13,846
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $195,000 · Loan: $1,755,000
- Principal & Interest
- $10,783
- Property tax (1.25%)
- $2,031
- Homeowners insurance
- $300
- Mortgage insurance
- $731
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $68,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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