Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

1208 Dock

Harbor City, CA, 90710

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$950,000

MLS: IV25270341

Beds

4

Baths

4

Sq Ft

2,451

Lot

0.50 ac

Year Built

2019

MLS #

IV25270341

Days on Market

132

Listed

Dec 8, 2025

Description

PAID SOLAR. Bright, spacious, and move-in ready. Welcome to The Villas at Harbor Pointe. Located in an exclusive gated community, this stunning stand-alone home built in 2019 offers nearly 2,500 sq. ft. of modern comfort and effortless style. The light-filled interior features generous bedrooms and a functional layout ideal for families, guests, or flexible living. Thoughtfully designed across three levels, the home offers versatile spaces to suit a variety of lifestyles. First Floor: A private junior suite complete with a walk-in closet and full bathroom. This space is perfect for guests, a home office, a creative studio, or any use that fits your needs. Second Floor: An impressive open-concept living area where the kitchen, dining, and living spaces flow seamlessly together. Ideal for entertaining or relaxing at home, this level also includes a convenient powder room. Third Floor: Upstairs, a large picture window offers a glimpse of the Port of Long Beach before you enter the inviting primary suite, featuring a spacious walk-in closet and a beautifully appointed private bathroom. This level also includes two additional bedrooms, another full bathroom, and a dedicated laundry area. Designed with both comfort and efficiency in mind, the home is equipped with energy-saving solar panels and a dual-zone HVAC system. The property also benefits from the remaining coverage of the original 10-year structural warranty. Blending style, convenience, and thoughtful design, this exceptional home is an opportunity you won’t want to miss.

Location

Harbor City, Los Angeles County, CA 90710

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Listed by: GENISSIS HERNANDEZ · LPT Realty Inc.

Payment estimate

$6,899

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $855,000

%
Principal & Interest
$5,253
Property tax (1.25%)
$990
Homeowners insurance
$300
Mortgage insurance
$356
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Harbor City home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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