1524 251st Street B
Harbor City, CA, 90710
$979,999
MLS: SB26045150
Beds
4
Baths
4
Sq Ft
2,232
Lot
0.17 ac
Year Built
1990
MLS #
SB26045150
Days on Market
30
Listed
Mar 12, 2026
Description
Experience the perfect blend of privacy and scale in this impressive, luxurious residence! Tucked quietly at the back of a two-unit lot, this home lives like a grand single-family estate with 2,232 sq. ft. of meticulously designed living space. *No HOA. The Grand Main Floor: Designed for those who love to host, the first floor offers a sophisticated flow that leads you from the elegance of a grand formal living room anchored by a cozy fireplace and an elegant formal dining room—perfect for entertaining. For the chef, a beautifully updated kitchen featuring soft-close cabinetry and a social breakfast bar that opens seamlessly to a welcoming family room. Also on the first floor you’ll find a rare downstairs guest suite/office complete with a bathroom. A discreet laundry area, powder room, and direct access to your 2-car attached garage. Your Upstairs Sanctuary is a true retreat from the world. It features three oversized bedrooms and two full bathrooms, highlighted by the Primary Suite: A palatial sanctuary boasting a spa-inspired luxury ensuite and a massive walk-in closet. It’s not just a bedroom; it’s your own private escape. Indoor-Outdoor Harmony: Step outside to your relaxing patio retreat—a private oasis perfect for summer BBQs, morning coffee, or unwinding under the stars. With convenient alley access to the garage, the layout offers unparalleled convenience and privacy. The Location & Opportunity: Ideally situated on the pulse of the South Bay, you are seconds from Torrance, Lomita, and minutes from the Beach Cities.
Location
Harbor City, Los Angeles County, CA 90710
Open on Google Maps ↗Listed by: Jane Castillo · Keller Williams Realty
Payment estimate
$7,107
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,000 · Loan: $881,999
- Principal & Interest
- $5,419
- Property tax (1.25%)
- $1,021
- Homeowners insurance
- $300
- Mortgage insurance
- $367
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Harbor City home with as little as 3.5% down using an FHA loan — roughly $34,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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