ActiveTownhouse

1208 Dock Lane

Harbor City, CA, 90710

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$995,000

MLS: SB26119101

Beds

4

Baths

4

Sq Ft

2,451

Lot

0.50 ac

Year Built

2019

MLS #

SB26119101

Days on Market

13

Listed

Jun 3, 2026

Description

Rare opportunity to own one of the largest and most unique townhomes in Harbor City! Built in 2019 and offering an impressive 2,451 square feet of living space, this move-in ready 4-bedroom, 4-bathroom home is located in The Villas at Harbor Pointe and stands out as a detached residence with no shared walls. Designed for modern living, this three-story home features paid solar, dual-zone HVAC, and a thoughtful floor plan. The first floor includes a private junior suite with a full bathroom, ideal for guests, a home office, gym, or media room. The second floor showcases an outstanding open-concept layout filled with natural light, seamlessly connecting the living, dining, and kitchen areas. The stylish kitchen features white cabinetry, a large center island, and ample storage, creating the perfect space for both everyday living and entertaining. On the third floor, the spacious primary suite offers a spa-like bathroom with a separate shower, dual vanities, and a walk-in closet. Two additional bedrooms provide flexibility for family members, guests, or work-from-home needs. For added convenience, the laundry area with washer and dryer is also located on the third floor. Residents of The Villas at Harbor Pointe enjoy the benefits of a gated community with beautifully maintained green spaces and a playground for the whole family to enjoy. Ideally situated in Harbor City, this home is just moments from neighboring Lomita, where new restaurants, cafes, and local businesses continue to thrive. Enjoy easy access to Costco, Home Depot, shopping, dining, and everyday conveniences, along with quick connections to the 110 Freeway for an easy commute throughout the South Bay and beyond.

Location

Harbor City, Los Angeles County, CA 90710

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Listed by: Tony Kim · Compass

Payment estimate

$7,591

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,500 · Loan: $895,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$5,672
Property tax (1.25%)
$1,036
Homeowners insurance
$300
Mortgage insurance
$373
HOA dues
$209
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Harbor City home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Harbor City, CA 90710 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.