1209 S Palmetto Avenue C
Ontario, CA, 91762
$475,000
MLS: CV26050467
Beds
2
Baths
2
Sq Ft
1,302
Lot
—
Year Built
1981
MLS #
CV26050467
Days on Market
9
Listed
Mar 7, 2026
Description
Well maintained 2 story condo in the Cimarron Oaks IV Complex. Security fences and gates to the unit. Pass through a covered entry to an opening to your home. Walk into a nice living room where you can place your big screen TV above the mantle of a wood burning fireplace. The dining area has a view of the back patio. The kitchen includes granite counters, newer cabinets, and tile floors. Walk through a hallway towards the stairs and you will find a downstairs bathroom, with special lighting under the cabinet. Head up the stairs to the two bedrooms. Bedroom #1 is the main room with vauted ceiling, fan, and a skylight stlye window on one side. There are two closets in the walkway, along with a sink just before the bathroom. Bedroom #2 is being used as an office. Laundry upstairs in the hall closset. Go back downstairs and go out through the sliding glass door to the open patio, surrounded by white vinyl fences and an exit gate. You might want to plant a little vegetable or flower garden. Your 2 car detached garage is catty corner from the unit, on the end. Across from the units is the enclosed community pool and spa. You can go play tennis or take your little ones over to a small playground. You are close to schools, shopping, churches, and the 60 freeway. Everything you want and need in a home is right here.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Dianna Miller · REALTY ONE GROUP MASTERS
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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