121 Moneta Avenue
Bakersfield, CA, 93308
$310,000
MLS: DW26084245
Beds
3
Baths
2
Sq Ft
972
Lot
0.14 ac
Year Built
1939
MLS #
DW26084245
Days on Market
1
Listed
Apr 19, 2026
Description
Charming and move-in ready, this remodeled 3-bedroom, 2-bath home features a bright, modern interior with updated kitchen and bathrooms, sleek fixtures, and neutral tones throughout. The functional layout includes comfortable living spaces and well-sized bedrooms. The spacious backyard provides room for outdoor enjoyment, with a recently installed gate for added privacy and convenience. A front fence enhances curb appeal. Conveniently located near parks, schools, shopping, and other local amenities.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Maria Teresa Ramirez · Excellence Premier Real Estate
Payment estimate
$2,453
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,000 · Loan: $279,000
- Principal & Interest
- $1,714
- Property tax (1.25%)
- $323
- Homeowners insurance
- $300
- Mortgage insurance
- $116
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93308 (Bakersfield) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.