2202 Bedford
Bakersfield, CA, 93308
$295,000
MLS: CV25252635
Beds
3
Baths
1
Sq Ft
1,141
Lot
0.14 ac
Year Built
1949
MLS #
CV25252635
Days on Market
1
Listed
Nov 3, 2025
Description
Great opportunity for an investment - well taken care of 3 bedroom 1 bath home; with huge backyard to build an ADU; property is zoned R2. Gated front yard makes it safe for kids to play. Conveniently located near college, schools and shopping center.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Tinamarie Moreno · EXCELLENCE RE REAL ESTATE
Payment estimate
$2,349
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,500 · Loan: $265,500
- Principal & Interest
- $1,631
- Property tax (1.25%)
- $307
- Homeowners insurance
- $300
- Mortgage insurance
- $111
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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