12104 Topa
Santa Paula, CA, 93060
$619,900
Original list price: $599,000
MLS: IV26137839
Beds
3
Baths
1
Sq Ft
1,070
Lot
0.14 ac
Year Built
1953
MLS #
IV26137839
Days on Market
49
Listed
Jun 24, 2026
Description
BACK ON MARKET!! Escape to the peaceful countryside with this unique property offering endless possibilities in a highly desirable Santa Paula location. Set against a backdrop of stunning mountain views, this charming home provides the perfect opportunity for those seeking space, privacy, and the beauty of rural living. The main residence features a comfortable floor plan filled with natural light, inviting living spaces, and plenty of character throughout. The spacious lot offers room to enjoy the outdoors, entertain, garden, or simply take in the serene surroundings. Adding to the property's versatility is a detached, unpermitted guest unit that may be ideal for extended family, a home office, hobby space, or other creative uses. Buyers are encouraged to investigate all aspects of the property, including permits, square footage, and potential uses to their satisfaction. Conveniently located with easy access to both Santa Paula and Ojai, this property offers a rare combination of country charm and accessibility. Whether you're looking for a primary residence, investment opportunity, or a place to create your own private retreat, this property is ready for its next chapter.
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: ROCIO VALENZUELA · Wedgewood Homes Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,760
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,990 · Loan: $557,910
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,582
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $232
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $21,697 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Paula, CA 93060 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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