12120 Terra Bella
Pacoima, CA, 91331
$644,900
Original list price: $674,900
MLS: SB26108265
Beds
4
Baths
3
Sq Ft
1,559
Lot
1.53 ac
Year Built
1995
MLS #
SB26108265
Days on Market
29
Listed
May 18, 2026
Description
Conveniently located near major freeways, this stunning townhouse offers easy access for commuting while providing the perfect blend of space and comfort. Featuring 5 spacious bedrooms and 3 full bathrooms, this home is ideal for growing families or anyone looking for extra room to live and entertain. The bright and airy interior welcomes you with an abundance of natural light and a thoughtfully designed open layout that creates a warm and modern atmosphere. Energy-efficient solar panels help keep utility costs down while adding long-term value to the property. Whether you’re purchasing your first home or upgrading to fit your lifestyle, this beautifully designed residence is an incredible opportunity at a price that truly stands out.
Location
Pacoima, Los Angeles County, CA 91331
Open on Google Maps ↗Listed by: James Becker · Luxury 1 Agency
Payment estimate
$5,140
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,490 · Loan: $580,410
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,676
- Property tax (1.25%)
- $672
- Homeowners insurance
- $300
- Mortgage insurance
- $242
- HOA dues
- $250
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pacoima home with as little as 3.5% down using an FHA loan — roughly $22,572 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Pacoima, CA 91331 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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