12122 Ferris Road 1
El Monte, CA, 91732
$589,000
MLS: WS26015513
Beds
3
Baths
3
Sq Ft
1,205
Lot
0.55 ac
Year Built
1980
MLS #
WS26015513
Days on Market
90
Listed
Jan 21, 2026
Description
Beautiful front unit condominium with private front yard Located in North El Monte. 3bedrooms,2.5 bathrooms, Excellent floor plan, bring lots of natural lights to the house, all bedroom upstairs, Move in condition, Close to shopping center, supermarket, Restaurants, bus line, 10 freeway, and 605 freeway. HOA included insurance, trash and water.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: YUAN CHEN · Pinnacle Real Estate Group
Payment estimate
$4,391
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,900 · Loan: $530,100
- Principal & Interest
- $3,257
- Property tax (1.25%)
- $614
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $20,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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