$520,000
MLS: TR26098414
Beds
3
Baths
3
Sq Ft
1,226
Lot
0.92 ac
Year Built
1985
MLS #
TR26098414
Days on Market
21
Listed
May 22, 2026
Description
Great location in North El Monte, Close to shopping mall (Target, Northgate), shopping centers, Asian supermarket and easy access to hightway I-10 and 605.****The unit in the middle of the building in the quite gated community.****** townhouse with 3 bedrooms 2 1/2 baths***** newer central airconditioner**** All laminated wood floors installed. Master bedroom in the 3rd floor with full bath and walk-in closet. *****Another 2 bedrooms share the 2nd full bathroom with skylight.**** Living room with balcony, dining room and kitchen loacted in the 2nd floor.*****Kitchen equipped with granite countertops and range hood.**** Laundry area in the 2 car garage.**** Community has a swimming pool for fun and exercise in the summer*****HOA fee cover property insurance, pool and gardening services, trash, roof and common area maintainance and all water use.****Priced low to sell soon.****Attention Buyers: HOA has low reserves. FHA/VA loans will not qualify. Perfect for Conventional loan buyers putting down 20%+ (or 10%+ for primary residence) who can utilize the Limited Review program before it expires August 2026! Act fast!
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: Frank Chen · ReMax 2000 Realty
Payment estimate
$4,361
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,000 · Loan: $468,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,964
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
- HOA dues
- $360
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See El Monte, CA 91732 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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