1214 14th Street 204
Santa Monica, CA, 90404
$1,495,000
MLS: 26659725
Beds
3
Baths
3
Sq Ft
2,264
Lot
0.17 ac
Year Built
1991
MLS #
26659725
Days on Market
49
Listed
Mar 4, 2026
Description
This is the one you've been waiting for. Top-floor, corner 3BR + loft / 2.5BA penthouse offering 2,264 sq. ft. in prime Santa Monicaa true single-family home alternative. Bright and expansive, this three-level residence is filled with natural light from floor-to-ceiling windows and features wide-plank flooring throughout. The main level includes a spacious living room with a wood-burning fireplace, dining area, powder room, private balcony, and an open-concept kitchen with contemporary wood cabinetry, quartz countertops, and KitchenAid and Bosch appliances.Downstairs, you'll find the primary suite, two additional bedrooms, a hall bath with double sinks, and in-unit laundry with a 5.2 cu. ft. LG washer and dryer. The upper-level loft sits above neighboring buildings and opens to multiple outdoor spaces with treetop and ocean viewsideal for a home office, playroom, or entertainer's retreat. Additional highlights include a newer HVAC system, two side-by-side parking spaces in a gated, covered garage with EV charging, and elevator access. Situated in an intimate six-unit building surrounded by mature hedges, this home offers privacy and tranquility just moments from Douglas Park, Montana Avenue, Wilshire Boulevard, the Third Street Promenade, and the beach. Located within the award-winning Santa Monica school district. A rare opportunity not to be missed!
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Raymond A. Lyon · Compass
Payment estimate
$10,685
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $149,500 · Loan: $1,345,500
- Principal & Interest
- $8,267
- Property tax (1.25%)
- $1,557
- Homeowners insurance
- $300
- Mortgage insurance
- $561
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $52,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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