ActiveCondominium

1217 Yale Street 103

Santa Monica, CA, 90404

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$1,399,000

MLS: 226001561

Beds

2

Baths

3

Sq Ft

2,001

Lot

0.39 ac

Year Built

1998

MLS #

226001561

Days on Market

6

Listed

Apr 7, 2026

Description

Set in the highly sought-after College Streets of Santa Monica, this executive 2 Bed + Loft / 2.5 Bath condo blends charming Mediterranean style with indoor-outdoor living and a prime location near vibrant shopping, dining, and activities. Enter through an enchanting courtyard framed by lush, colorful landscaping, setting the tone for this inviting space. Anchored by a romantic fireplace, the main level features an open layout where kitchen, living, and dining areas flow seamlessly--perfect for entertaining or everyday living. Newer appliances and a breakfast bar enhance the open-concept kitchen. A sliding glass door invites you to a tranquil patio ideal for al fresco dining, gardening, or simply embracing peaceful moments in the coastal atmosphere. Upstairs, the sunlit Primary Suite impresses with soaring two-story ceilings, a private balcony, expansive walk-in closet, and a bright bath with skylight, dual vanities, and soaking tub. A spacious secondary bedroom also enjoys a private Juliette balcony. The top-floor loft offers flexible space for work, creativity, or wellness and a sunny outdoor deck. On the lower level of the home you'll find laundry, an expansive flex space, and direct access to an oversized 2-car garage with EV charger. Conveniences and local favorites like Erewhon, Bristol Farms, Milo & Olive, Fia, Sonny McLean's, Douglas Park, the pickleball center, and so much more are just around the corner. Recent updates like new carpet and fresh paint, plus an upgraded recessed lighting system, enhance the home throughout. From the spacious layout, prime location, and numerous neighborhood hangouts nearby, this is more than a place to call home--it is a lifestyle.

Location

Santa Monica, Los Angeles County, CA 90404

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Listed by: Dennis Wheeler · Coldwell Banker Realty

Payment estimate

$10,018

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100

%
Principal & Interest
$7,736
Property tax (1.25%)
$1,457
Homeowners insurance
$300
Mortgage insurance
$525
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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