12146 Galaxy
Victorville, CA, 92392
$340,999
MLS: PW26073544
Beds
2
Baths
2
Sq Ft
1,034
Lot
0.10 ac
Year Built
1984
MLS #
PW26073544
Days on Market
14
Listed
Apr 6, 2026
Description
Welcome to 12146 Galaxy Street in Victorville, the Perfect Starter Home or Investment Opportunity. This charming home offers the ideal blend of comfort, convenience, and low-maintenance living. The bright and inviting step-saver kitchen opens to a cozy breakfast nook, creating a warm space for everyday meals or morning coffee. You’ll love the smart layout: two generously sized bedrooms, each paired with its own private bathroom, providing comfort and flexibility for homeowners, roommates, or potential tenants. The low-maintenance yard is perfect for those who want outdoor space without the upkeep ideal for relaxing, entertaining, or simply enjoying the Victorville sunshine. Best of all, this home is in a prime location. It’s close to major shopping centers, the Victor Valley Mall, and Victor Valley College. For commuters, you’ll appreciate the easy access just minutes from the I-15 and Highway 395. This home truly has everything you need: comfort, convenience, and a location that works for any lifestyle.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Leslie Fierro · Allison James Estates & Homes
Payment estimate
$2,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,100 · Loan: $306,899
- Principal & Interest
- $1,886
- Property tax (1.25%)
- $355
- Homeowners insurance
- $300
- Mortgage insurance
- $128
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $11,935 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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