12161 Split Rein
Rancho Cucamonga, CA, 91739
$1,299,000
MLS: IG26150411
Beds
4
Baths
3
Sq Ft
3,156
Lot
0.28 ac
Year Built
2003
MLS #
IG26150411
Days on Market
19
Listed
Jul 9, 2026
Description
Time to Step up to this desirable area located in North Rancho Cucamonga where you will find this beautifully designed two-story home just North of the 210 freeway. This lovely 4-bedroom, 3-bathroom residence offers spacious living areas filled with natural light from windows in every direction. The modern, functional kitchen features a center island and generous granite counter space, stainless steel appliances, ample cabinetry, and stylish wood laminate flooring—perfect for both everyday living and entertaining. The adjacent living space includes built-in shelving, a ceiling fan and large windows that create a warm and welcoming environment. A downstairs bedroom offers great flexibility and can easily serve as a guest room, media room, library/study, or hobby space. The laundry room is located on the 1st level and offers storage cabinets. Upstairs, you’ll find a bright loft area with built-in cabinetry and additional storage closet. Two spacious secondary bedrooms accompany a relaxing primary suite, creating the perfect private retreat. The primary bedroom boasts breathtaking sunset views that stretch across the city and valley. Step outside to a backyard designed for enjoying Southern California living. The gated pool and spa overlook spectacular city lights, valley views, and the mountains to the north-northwest—offering beautiful sunsets, sparkling night views, and even snow-capped mountains after a winter storm. A covered patio provides the perfect spot to relax outdoors year-round. Additional features include: Attached 3-car garage with epoxy flooring, Convenient laundry room with garage access, Side-yard storage shed included, End-of-cul-de-sac location with large lot. Ideally located just minutes from the 210 Freeway, this home has convenient access to top rated schools, shopping, dining, parks, commuting and nearby trails. This home truly is a gem combining location, views, and modern comfort, a perfect place to create lasting memories. Call today to schedule your private viewing
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Theresa Garrett · SEISIN REALTY GROUP, INC.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,653
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $129,900 · Loan: $1,169,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,513
- Property tax (1.25%)
- $1,353
- Homeowners insurance
- $300
- Mortgage insurance
- $487
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $45,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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