PendingSingleFamilyResidence

12196 Nugget Avenue

Victorville, CA, 92392

1 / 24View all 24 photos

$474,000

MLS: IV26009917

Beds

3

Baths

3

Sq Ft

2,423

Lot

0.18 ac

Year Built

1993

MLS #

IV26009917

Days on Market

61

Listed

Jan 15, 2026

Description

Welcome to 12196 Nugget Ave, a home that exudes modern elegance. The kitchen is a chef's dream, boasting all stainless steel appliances and a convenient kitchen island. The accent backsplash adds a touch of sophistication to the space. The primary bathroom is a sanctuary, featuring a separate tub and shower for ultimate relaxation. Step outside to enjoy the patio, perfect for entertaining or simply enjoying a quiet evening. The fenced in backyard provides privacy and peace of mind. The home's exterior has been recently refreshed with fresh paint, enhancing its curb appeal. This property is a must-see for those seeking a stylish and comfortable home.. Included 100-Day Home Warranty with buyer activation

Location

Victorville, San Bernardino County, CA 92392

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Listed by: MELISSA WESTFALL · OPENDOOR BROKERAGE INC.

Payment estimate

$3,593

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,400 · Loan: $426,600

%
Principal & Interest
$2,621
Property tax (1.25%)
$494
Homeowners insurance
$300
Mortgage insurance
$178
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,590 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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