12228 Cobblestone
Victorville, CA, 92392
$375,000
MLS: HD25223612
Beds
3
Baths
3
Sq Ft
1,503
Lot
0.11 ac
Year Built
1989
MLS #
HD25223612
Days on Market
116
Listed
Sep 24, 2025
Description
Minutes from the Victor Valley Mall between the I-15 and highway 395 just north of Bear Valley Rd, is this affordable two story home with approximately over 1,500 square feet of living space featuring 3 bedrooms, 2 and half bathrooms, living room and family room and 2 car garage. As you walk into the home you are greeted by the vaulted ceilings that make the home feel more open and spacious and with a touch of elegance. The living room is spacious and bright, the family room boasts a fireplace and is open to the kitchen. The kitchen offers upper and lower cabinetry to store your goods. There is a convenient half bathroom on the first floor for your guests. There is also a under-stairs storage closet offering more storage space. All 3 bedrooms are on the second floor. The Master bedroom is spacious and has a walk in closet, master bathroom has his and her sink. This home features a Jack and Jill bathroom shared between two bedrooms offering private access from both bedrooms perfect for siblings or guests. Location is perfect for commuters and close to all major shopping/restaurants as well as the Victor Valley Mall. This home offers a nice front yard with a porch and spacious back yard with covered patio and a shed for storage. 2 car attached garage, with washer and dryer hook ups and cabinets offering more storage room. This property invites your creativity to bring to life or create a personalized retreat that perfectly suits your lifestyle close to town, don’t miss the chance to make this home yours. Schedule a viewing today and start your future here! The High Desert is now the future home of the recently approved High Speed Train from Apple Valley to Las Vegas and to the south to Rancho Cucamonga. The project is expected to break ground in the Victor Valley soon and be completed in over the course of the next few years, this projected is expected to bring in jobs and boost the economy of the High Desert.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Fidel Carranza · Century 21 Masters
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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