12247 Cielo Dr
Rancho Cucamonga, CA, 91739
$659,999
MLS: CV26056793
Beds
3
Baths
3
Sq Ft
1,907
Lot
—
Year Built
2019
MLS #
CV26056793
Days on Market
13
Listed
Mar 18, 2026
Description
DAY CREEK SQUARE: Discover modern living at its best in this stunning 3-level Townhome built in 2019 by DR Horton. Featuring 3 spacious bedrooms, 3 bathrooms, and a bonus room, and an attached tandem garage with EV charger. this home blends style, comfort, and convenience. First-Flex bonus room can be home office, GYM room, game room, guest lounge, whether you need extra space to work, stay active or play, this room adapt your lifestyle. The open-concept main floor highlights a gorgeous kitchen with quartz countertops, a large island with seating, and seamless flow into the great room—perfect for entertaining or relaxing at home. One Second-Floor bedroom perfect for guests, older children, or multi-generational living. Upstairs, the private bedrooms are designed for comfort, while the thoughtful layout provides plenty of natural light throughout. Each level features its own balcony, offering unique views of the neighborhood. The third-level primary suite includes a private balcony—perfect for enjoying cool summer mornings and evenings with stunning mountain views. Top-Rated Schools: Located within the highly regarded Cucamonga Valley Unified School District, Ideal for families seeking quality education from elementary through high school. Community Highlights: · Resort-style amenities including sparkling pool, spa, BBQ areas, and gathering spaces · Walkability to neighborhood favorites: Starbucks, Stater Bros, Sprouts, Bank of America, Dining, and Services · Just minutes from Victoria Gardens for shopping, entertainment, and fine dining · Located next to exciting new Sanctity Hotel and Durango Cocina & Rooftop, adding to the vibrant lifestyle. Seller may consider a 1031 exchange with proper cooperation.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Wenxia Li · KELLER WILLIAMS EMPIRE ESTATES
Payment estimate
$4,885
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $66,000 · Loan: $593,999
- Principal & Interest
- $3,650
- Property tax (1.25%)
- $687
- Homeowners insurance
- $300
- Mortgage insurance
- $247
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $23,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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