7358 Luminaire
Rancho Cucamonga, CA, 91739
$649,000
MLS: IV26029693
Beds
3
Baths
4
Sq Ft
1,907
Lot
0.04 ac
Year Built
2020
MLS #
IV26029693
Days on Market
58
Listed
Feb 12, 2026
Description
Step inside to discover bright, open living spaces that flow effortlessly from room to room. Home boasts over $60,000 in upgrades — perfect for both everyday living and entertaining. Large windows and contemporary design details help create an inviting atmosphere on every level. Thoughtfully laid out, the condo offers ample space and versatility to suit your lifestyle needs. Residents enjoy access to exceptional community amenities, including a resort-style pool and spa, bocce ball court, and landscaped outdoor common areas — perfect for relaxing, socializing, or enjoying the beautiful California weather. Parking is easy with assigned garage spaces and additional visitor parking available. Situated in a vibrant, walkable neighborhood, this residence provides convenient access to shopping, dining, parks, and top-rated schools, making it an ideal place to call home.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: RAYMOND GEER · REALTY MASTERS & ASSOCIATES
Payment estimate
$4,808
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
- Principal & Interest
- $3,589
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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