1228 14th Street 301
Santa Monica, CA, 90404
$1,275,000
MLS: 26861273
Beds
3
Baths
2
Sq Ft
1,625
Lot
0.34 ac
Year Built
1971
MLS #
26861273
Days on Market
8
Listed
Aug 14, 2026
Description
Fully remodeled top-floor condo exceptionally well-located in the heart of Santa Monica. This bright, front facing single level home is part of a well-maintained elevator building, sitting just block from Wilshire and just steps to Santa Monica's newest Trader Joe's (coming soon!). The property was substantially updated in 2019 and 2021, including an all-new custom kitchen with white cabinets, quartz counter tops and breakfast bar, and quality stainless steel appliances (think Miele, Kitchen Aid and GE Profile). The kitchen opens to a generous dining area and overlooks the spacious living room complete with wet bar, marble-surround fireplace and private balcony setting the stage for an open, welcoming lifestyle that lends itself equally to entertaining or a relaxing solo meal. The primary suite is a true retreat. With beautiful light, large closets and a gorgeous en suite bath with 2 sinks and a large, glass enclosed, step in shower. Fixtures include Graff and Rohl for a real high-end feel! ( The 2nd full bath is also finished with designer fixtures by Hans Grohe). 2 additional spacious bedrooms perfect- for family, roommates, guests, office this home has the flexibility for your lifestyle. Finished with stylish luxury vinyl plank throughout, soft white paint, dual pane windows and recessed lighting, this impeccable home is ready for its next chapter. Move right in and start enjoying the Santa Monica lifestyle! Stroll to the shops and services on Wilshire, take a slightly longer journey (4 blocks) to Montana Ave, or grab your e-bike and head to the beach! Take advantage of Santa Monica's award-winning public schools and city-wide services. Elevator building with EQ insurance, 2-car tandem parking, mini-split AC, inside laundry. All this home needs is you.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Regina Vannicola · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,168
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $127,500 · Loan: $1,147,500
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,367
- Property tax (1.25%)
- $1,328
- Homeowners insurance
- $300
- Mortgage insurance
- $478
- HOA dues
- $695
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $44,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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