1228 18th Street D
Santa Monica, CA, 90404
$1,100,000
MLS: 26652095
Beds
2
Baths
3
Sq Ft
1,315
Lot
0.17 ac
Year Built
1974
MLS #
26652095
Days on Market
64
Listed
Feb 17, 2026
Description
New Price! Light and bright 2-bedroom 2.5-bathroom townhouse-style condo in prime Santa Monica with great floorplan, close to many shops and restaurants. Some upgrades include newer wood-type flooring, recessed lighting, newer powder room vanity, large kitchen with garden window, full sized laundry and some stainless-steel appliances. Nice private patio off of the living room plus an additional balcony for more outdoor space, newer dual paned windows for improved insulation and quiet living, and lots of storage throughout. The downstairs has a multi=purpose room that can be used as an office/den/formal dining room. Large 1/2-bathroom downstairs. The two bedrooms upstairs are both ensuite with good-sized bathrooms, and the primary bedroom has extra closet space on two walls. very small building with only 6 units, with reasonable HOA fee and this beautiful complex underwent a $180,000 renovation not long ago. Two side-by-side, private parking spaces in a gated underground garage plus additional storage in garage, central air conditioning and forced air heat, and is located in the famous Santa Monica school system.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Monte Hartman · Coldwell Banker Realty
Payment estimate
$7,941
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
- Principal & Interest
- $6,083
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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