1240 25th Street 1
Santa Monica, CA, 90404
$1,199,000
MLS: SB26085431
Beds
2
Baths
3
Sq Ft
1,319
Lot
0.12 ac
Year Built
1991
MLS #
SB26085431
Days on Market
1
Listed
Apr 20, 2026
Description
Welcome to 1240 25th Street, a striking Santa Monica residence that blends modern design with effortless indoor-outdoor living in one of the Westside’s most walkable neighborhoods. This desirable end-unit is one of only four residences in the building, offering enhanced privacy with only one shared wall, abundant natural light, and a low HOA of just $200 per month. Thoughtfully designed with outdoor space on every level, the home features a private patio off both lower-level bedroom suites, a wraparound balcony off the main living area, and a top-level balcony with treetop and city views—creating multiple spaces to relax, entertain, and unwind. Inside, you’ll find two spacious primary suites, each with its own ensuite bath, while the third-level loft—complete with a closet—functions beautifully as a home office, guest space, or open bedroom retreat. The second level is defined by soaring ceilings, clean architectural lines, and an open-concept layout that connects seamlessly to the loft above. Additional highlights include two parking spaces, central A/C, and an indoor washer and dryer. Step outside and enjoy the ease of true Santa Monica living—just moments from Douglas Park, Whole Foods, Trader Joes, Bristol Farms, CVS, and the beloved New York Bagel & Deli and Sonny McLean’s Pub—where your daily essentials, dining, and recreation are all within easy reach. Located within the highly regarded Santa Monica–Malibu Unified School District, including McKinley Elementary, Lincoln Middle and Santa Monica High School, and just minutes from the beaches and the iconic Santa Monica Pier, this home offers a rare combination of light, space, and lifestyle in the heart of Santa Monica.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Kimiah Wyer · Keller Williams Realty
Payment estimate
$8,629
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $119,900 · Loan: $1,079,100
- Principal & Interest
- $6,630
- Property tax (1.25%)
- $1,249
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $41,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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