1228 21st Street A
Santa Monica, CA, 90404
$1,550,000
MLS: 25490899
Beds
2
Baths
3
Sq Ft
1,529
Lot
0.15 ac
Year Built
2007
MLS #
25490899
Days on Market
348
Listed
Feb 6, 2025
Description
Offering an open and spacious, naturally light filled architectural townhouse for absolute live-in comfort. Open floor plan with high ceilings and floor-to-ceiling windows. Gourmet kitchen with stainless steel appliances and distinctive wood cabinetry. Open floating mezzanine that can be utilized as an office area. Indoor laundry with stackable washer/dryer. French doors with remote controlled curtains that open up to a private patio. Underground two single-parking spaces in gated community garage with an EV charging unit. Walk to WholeFoods, Trader Joes, restaurants, and shops. Feel the calm and comfort of home with beautiful and extraordinary architecture in the bustling life of Santa Monica!
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Jennifer Tsay · Pinnacle Estate Properties
Payment estimate
$11,067
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $155,000 · Loan: $1,395,000
- Principal & Interest
- $8,571
- Property tax (1.25%)
- $1,615
- Homeowners insurance
- $300
- Mortgage insurance
- $581
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $54,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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