1230 S Cypress Avenue F
Ontario, CA, 91762
$409,900
MLS: CV26136468
Beds
2
Baths
2
Sq Ft
1,254
Lot
0.03 ac
Year Built
1981
MLS #
CV26136468
Days on Market
26
Listed
Jun 22, 2026
Description
Priced to sell and packed with value, this is one of the best-priced 2-bedroom homes in all of Ontario! This community is VA, FHA approved AND has a super low property tax rate of 1.1%! This move-in-ready gem is tucked inside a beautifully maintained gated community. The main living area offers soaring vaulted ceilings that flood the space with natural light, newer windows for comfort and efficiency, a fireplace, and a spacious dining area. Just off of the dining area, there is access to the private balcony, perfect for grilling or enjoying your favorite book w/ a cup of coffee! The kitchen has tile flooring and upgraded cabinetry. The primary suite is large and boasts ample closet space and direct access to the 1/4 bath. The hallway bath has recently been painted. The attached 2-car garage adds everyday convenience and storage. Resort-style living comes standard here, with a sparkling community pool and spa, kids playground, a tennis court, and a grassy play area perfect for relaxing or staying active. All of this in the heart of Ontario, one of the Inland Empire's most dynamic and fast-growing cities, offering unbeatable access to shopping, dining, major freeways, and Ontario International Airport. Whether you're a first-time buyer or looking to plant roots in a thriving community, this one checks every box. Don't miss it!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Christopher Cervantez · eHomes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,654
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $40,990 · Loan: $368,910
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,351
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
- HOA dues
- $422
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $14,347 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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