12308 Loma Drive
Whittier, CA, 90604
$799,900
Original list price: $820,000
MLS: PW26092742
Beds
3
Baths
2
Sq Ft
1,410
Lot
0.15 ac
Year Built
1993
MLS #
PW26092742
Days on Market
116
Listed
Apr 30, 2026
Description
Welcome to 12308 Loma Drive a FLAG lot beautifully upgraded single-story Ranch-Style home nestled in a quiet and highly desirable Whittier neighborhood. Built in 1993 and thoughtfully enhanced with modern finishes, this 3-bedroom, 2-bath residence offers approximately 1,410 square feet of stylish living space on a generous 6,551 sq ft lot. Step inside to an inviting open concept layout featuring rich hardwood flooring, abundant natural light, and a cozy living room fireplace perfect for relaxing or entertaining. The designer kitchen is a true showpiece, complete with sleek European-style cabinetry, quartz countertops, stainless steel appliances, and a farmhouse sink that blends elegance with functionality. The home continues to impress with spa inspired bathrooms showcasing modern finishes, including a freestanding soaking tub, frameless glass shower, and upscale fixtures. Dual-pane windows and French doors throughout enhance energy efficiency while creating a seamless indoor-outdoor flow. Additional highlights include a direct access two-car garage, central HVAC, and a water softener system. The spacious lot offers plenty of room to entertain, garden, or customize your ideal outdoor retreat. Located within close proximity to top-rated schools, parks, shopping, and dining, this home combines comfort, convenience, and contemporary style all with no HOA. Please use ShowingTime to schedule showing.
Location
Whittier, Los Angeles County, CA 90604
Open on Google Maps ↗Listed by: Maria Chacon · Homify Realty and Mortgage
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,055
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,990 · Loan: $719,910
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,622
- Property tax (1.25%)
- $833
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Whittier home with as little as 3.5% down using an FHA loan — roughly $27,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Whittier, CA 90604 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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