12332 Gold Dust Way
Victorville, CA, 92392
$400,000
MLS: HD25214882
Beds
3
Baths
2
Sq Ft
1,454
Lot
0.17 ac
Year Built
2023
MLS #
HD25214882
Days on Market
208
Listed
Sep 12, 2025
Description
Step into this stunning 2023 new construction home in the desirable Desert Willow Village community. Featuring 3 spacious bedrooms, 2 modern baths, granite countertops, stylish vinyl plank flooring, and a Wi-Fi–enabled garage door opener, this home blends comfort with convenience. Enjoy the bonus of fully paid solar panels for energy savings year-round. Perfectly located just 3.5 miles from High Desert Gateway and 4 miles from Adelanto Marketplace, with quick access to Highway 395 — making it an ideal choice for commuters who work down the hill but want to come home to peace, space, and affordability. Close to shopping, dining, and entertainment, this home delivers both value and lifestyle.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Keoni Watson · Keller Williams Victor Valley
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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