12346 Cedar
Chino, CA, 91710
$749,000
MLS: IV26043797
Beds
4
Baths
2
Sq Ft
1,241
Lot
0.20 ac
Year Built
1964
MLS #
IV26043797
Days on Market
11
Listed
Mar 6, 2026
Description
Major Upgrades + Large Lot in the Heart of Chino! This beautifully maintained single-story home features a brand-new roof and new HVAC system, offering comfort and peace of mind for years to come. Located at 12346 Cedar Ave, this 4-bedroom, 2-bathroom home offers approximately 1,241 square feet of living space on a spacious 8,700 square foot lot, creating the perfect balance of indoor comfort and outdoor potential. Inside, the home offers a bright and functional layout with welcoming living spaces designed for both everyday living and entertaining. Natural light fills the home, creating a warm and inviting atmosphere throughout. Step outside to the expansive backyard, offering plenty of space for outdoor gatherings, gardening, play areas, or creating your own private retreat. The size of the lot provides flexibility and opportunity rarely found at this price point. Additional highlights include an attached 2-car garage, ample driveway parking, and a well-established neighborhood setting. Conveniently located near schools, parks, shopping, dining, and major commuter routes, this home offers both lifestyle and location. Homes with major system upgrades and large lots like this are hard to find — don’t miss the opportunity to make this Chino home yours.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: ALEX ORTIZ · RE/MAX TIME REALTY
Payment estimate
$5,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100
- Principal & Interest
- $4,142
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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