ActiveSingleFamilyResidence

12375 Sweetgum

Rancho Cucamonga, CA, 91739

1 / 16View all 16 photos

$645,000

MLS: IG26080539

Beds

3

Baths

2

Sq Ft

949

Lot

0.08 ac

Year Built

1984

MLS #

IG26080539

Days on Market

6

Listed

Apr 16, 2026

Description

This sweet single-story gem, consisting of three bedrooms and two baths is located in a highly desirable area of Rancho Cucamonga! The home is quaint and easy to maintain, with a cemented back yard for all your fun gatherings. Inside you will find beautiful crown molding, ceiling fans and updated kitchen counter tops. Other upgrades include a newer roof (two years old with a transferable warranty) and HVAC. The home boasts of functional upgrades. Come and design it to your liking! There is a lovely park in just a hop skip and a jump. Beautiful walking area and a place to just relax. Near high-rated schools. Just around the corner is Victoria Gardens, stores and restaurants., and the 210 and 15 freeway. Come and see for yourself! All information in the MLS is not guaranteed and buyer is to do their due diligence in investigations to their satisfaction.

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: Lisa Kreutzer · Keller Williams Realty

Payment estimate

$4,780

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $64,500 · Loan: $580,500

%
Principal & Interest
$3,567
Property tax (1.25%)
$672
Homeowners insurance
$300
Mortgage insurance
$242
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $22,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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