1238 22nd Street 3
Santa Monica, CA, 90404
$1,429,000
MLS: 226002414
Beds
2
Baths
3
Sq Ft
1,485
Lot
0.15 ac
Year Built
2001
MLS #
226002414
Days on Market
21
Listed
May 22, 2026
Description
Welcome to this exceptional tri-level contemporary townhome in the heart of Santa Monica featuring 2 bedrooms and 3 bathrooms, just moments from Montana Avenue, neighborhood restaurants, and premier shopping. Upon entry, a dramatic two-story living room with soaring ceilings, abundant natural light, fresh paint, and hardwood floors creates an impressive first impression. The open-concept family and dining areas flow seamlessly to an outdoor patio. The kitchen is appointed with stainless steel appliances and ample storage. The spacious primary suite offers a private balcony with sparkling city-light views, while the versatile second level loft provides the perfect space for a home office, den, or gym. Enjoy sun-filled afternoons and evening gatherings on the rooftop sundeck with sweeping views. Additional highlights include an attached private two-car garage, balconies on every level and an unbeatable location in one of Santa Monica's most sought-after neighborhoods.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Madison and Jane Team · Engel & Voelkers, Westlake Village
Payment estimate
$10,820
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $142,900 · Loan: $1,286,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,146
- Property tax (1.25%)
- $1,489
- Homeowners insurance
- $300
- Mortgage insurance
- $536
- HOA dues
- $350
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $50,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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