PendingSingleFamilyResidence

12385 Napa Drive

Chino, CA, 91710

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$728,800

MLS: OC26055696

Beds

3

Baths

2

Sq Ft

1,130

Lot

0.17 ac

Year Built

1976

MLS #

OC26055696

Days on Market

5

Listed

Mar 25, 2026

Description

Welcome to this well-maintained single-story home with a BRAND NEW ROOF and RV PARKING offering 3 bedrooms, 2 bathrooms, and 1,130 SqFt of comfortable living space on a generous 7,200 SqFt lot! Perfect for first-time buyers or growing families, this home combines everyday functionality with thoughtful updates throughout. One of the standout features is the RV parking behind a double iron gate -- a rare and valuable addition with plenty of space for your toys, trailers, or extra vehicles. Inside, you’ll find new flooring and carpet, fresh interior paint, and dual-pane windows that bring in natural light while improving energy efficiency. The living room features a cozy wood-burning gas fireplace, creating a warm and inviting space to relax. The kitchen offers marble tile countertops, solid oak cabinetry with rich natural grain, and stainless steel appliances -- REFRIGERATOR INCLUDED!! Step outside to a nicely manicured yard with a large patio cover, perfect for outdoor gatherings or relaxing evenings, along with a tool shed for extra storage. Additional highlights include a brand new roof and a 2-car garage giving peace of mind and practicality for years to come. Located in a quiet, established Chino neighborhood, you’re just minutes from Prado Regional Park, Chino Hills State Park, and the Planes of Fame Air Museum, with easy access to shopping, dining, and major freeways for commuting​​‌​​​​‌​​‌‌​​‌​​‌​​​‌​‌​‌​​​​​‌​​‌‌​‌‌‌ convenience.

Location

Chino, San Bernardino County, CA 91710

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Listed by: Chris Taylor · Keller Williams Realty

Payment estimate

$5,363

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $72,880 · Loan: $655,920

%
Principal & Interest
$4,030
Property tax (1.25%)
$759
Homeowners insurance
$300
Mortgage insurance
$273
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $25,508 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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