1240 Graham Street
Simi Valley, CA, 93065
$749,000
MLS: 226000566
Beds
4
Baths
2
Sq Ft
1,226
Lot
0.18 ac
Year Built
1961
MLS #
226000566
Days on Market
66
Listed
Feb 5, 2026
Description
HELLO UPDATES, this home has brand new double pane windows installed throughout and extra large sliding glass door! More importantly, the home has brand new AC and electrical panel. This home is a well-located 4-bedroom, 1.5-bath tucked into pleasant surroundings. The front of the home is accented by a variety of mature herb bushes and sago palms, adding usefulness (for cooking and health) and curb appeal. Enter the front door to find the kitchen just off the entry, featuring granite countertops, a brand-new 5-burner oven range with hood, new lighting, and a new faucet. New vinyl flooring flows through the kitchen and main living areas, while the bedrooms offer new carpet and newly installed ceiling fans. Updated lighting fixtures are found throughout the home. Both bathrooms have been refreshed with new toilets, vanities, and medicine cabinets. Additional upgrades include all new exterior doors and a kitchen layout that offers direct access to a spacious side yard and the garage, providing added functionality and convenience. Icing on the cake is there is room for RV right of the driveway. Enjoy close proximity to shopping, dining, schools, and quick freeway access--without the disruption of traffic noise. The backyard is a blank canvas--ready for your vision, whether it's outdoor entertaining, gardening, or future expansion. A solid opportunity to purchase a lower priced home with room for updates in your budget but still move-in-ready in a great Simi Valley location.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Jessica Schultz · eXp Realty of California Inc
Payment estimate
$5,503
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100
- Principal & Interest
- $4,142
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93065 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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