Under ContractSingleFamilyResidence

938 Ventura Avenue

Simi Valley, CA, 93065

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$699,000

MLS: 226000426

Beds

3

Baths

2

Sq Ft

1,170

Lot

0.18 ac

Year Built

1958

MLS #

226000426

Days on Market

57

Listed

Jan 28, 2026

Description

A maintained home. Offering 3 Bedrooms , 2 bathrooms and 1,107 sq ft of comfortable living space, situated on a 7,400 fenced lot. This one-story home features vinyl dual-pane windows throughout, a newer HVAC system, and a solid roof, wood burning fireplace providing peace of mind and energy efficiency.Enjoy a fully fenced yard with plenty of room for outdoor living, kids or Pets (included is 10x10 kennel) plus a beautiful concrete driveway for convenient parking, Room for your RV on your driveway with hook-ups and dump. Practical layout and manageable size make this home a great fit for downsizers, or investors. NO HOA!

Location

Simi Valley, Ventura County, CA 93065

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Listed by: Susie Hill · Better Homes and Gardens Real Estate Town Center

Payment estimate

$5,156

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100

%
Principal & Interest
$3,865
Property tax (1.25%)
$728
Homeowners insurance
$300
Mortgage insurance
$262
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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