12421 Spring Valley Parkway
Victorville, CA, 92395
$430,000
MLS: HD26069437
Beds
4
Baths
3
Sq Ft
2,024
Lot
0.18 ac
Year Built
1987
MLS #
HD26069437
Days on Market
2
Listed
Mar 31, 2026
Description
Spring Valley Lake home now available! This versatile floor plan offers 4 spacious bedrooms and 3 bathrooms, providing flexibility for a variety of living situations. The lower level is ideal for a mother-in-law quarters, guest space, or potential rental income. A designated "kitchenette" area is already plumbed for a sink, making it easy to customize to your needs. Enjoy a bright, updated kitchen along with fresh new paint and new windows throughout, and a new central air system with new duct work —this home is truly move-in ready. Conveniently located near shopping, restaurants, schools, the local community college, and easy freeway access, you’ll love both the comfort and accessibility this home offers. Located within the Spring Valley Lake community in Victorville, residents enjoy resort-style amenities including a private 200-acre lake for boating, fishing, and water sports, a sandy beach and swimming area, multiple parks, and a community center. Spring Valley Lake Association also offers an equestrian center, scenic walking areas, and access to a beautiful 18-hole golf course and country club. The community is known for its active lifestyle, family-friendly atmosphere, and added peace of mind with 24/7 public safety patrol. Don’t miss this opportunity to own a well-appointed home in a desirable location!
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Denette Haney · RE/MAX FREEDOM
Payment estimate
$3,287
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $387,000
- Principal & Interest
- $2,378
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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