13254 High Mesa
Victorville, CA, 92395
$399,000
MLS: 260006864SD
Beds
3
Baths
2
Sq Ft
1,844
Lot
0.22 ac
Year Built
2005
MLS #
260006864SD
Days on Market
9
Listed
Mar 24, 2026
Description
Rare one-owner 3-bedroom home in Spring Valley Ridge priced with upside in mind. Functional single-story layout with a 3-car garage and a large lot featuring sweeping westerly views toward the San Gabriel Mountains and Mount Baldy. Light cosmetic fixer offering a clear path to build equity, ideal for owner-occupants or investors seeking a straightforward value-add opportunity.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Aaron Castagna · eXp Realty of California, Inc.
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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