12430 Cattle King
Bakersfield, CA, 93306
$675,000
MLS: PI26009232
Beds
3
Baths
3
Sq Ft
3,095
Lot
0.40 ac
Year Built
1980
MLS #
PI26009232
Days on Market
84
Listed
Jan 14, 2026
Description
The Canopy Hideaway - A Private Nature Retreat Tucked inside the gated Cattle King community, this custom home sits on a serene 0.4-acre lot surrounded by mature trees, creating a peaceful, park-like setting. With 3,095 sq ft, 3 bedrooms, and 3 bathrooms, the multi-level layout offers three living areas and expansive windows that bring nature into nearly every room. The main living room features soaring 18-foot ceilings and a dramatic floor-to-ceiling stone fireplace, creating an inviting space for everyday living and entertaining. Enjoy indoor-outdoor living with a covered patio, built-in BBQ area, fire pit, and upper terrace overlooking a custom waterfall and pond. The kitchen opens to the living and dining areas and features custom cabinetry, granite countertops, and stainless steel appliances. The private primary suite occupies its own level and includes a soaking tub, walk-in shower, and direct backyard access. A rare blend of privacy, design, and natural beauty just minutes from trails, recreation, and downtown.
Location
Bakersfield, Kern County, CA 93306
Open on Google Maps ↗Listed by: Heather Silva · Watson Realty
Payment estimate
$4,989
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,500 · Loan: $607,500
- Principal & Interest
- $3,733
- Property tax (1.25%)
- $703
- Homeowners insurance
- $300
- Mortgage insurance
- $253
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $23,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93306 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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