ActiveSingle Family Residence

12430 Cattle King Drive

Bakersfield, CA, 93306

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$675,000

MLS: 26002527

Beds

4

Baths

3

Sq Ft

3,095

Lot

0.40 ac

Year Built

1980

MLS #

26002527

Days on Market

29

Listed

Mar 27, 2026

Description

The Canopy Hideaway - A Private Nature Retreat Tucked inside the gated Cattle King community, this custom home sits on a serene 0.4-acre lot surrounded by mature trees, creating a peaceful, park-like setting. With 3,095 sq ft, 3 bedrooms, and 3 bathrooms, the multi-level layout offers three living areas and expansive windows that bring nature into nearly every room. The main living room features soaring 18-foot ceilings and a dramatic floor-to-ceiling stone fireplace, creating an inviting space for everyday living and entertaining. Enjoy indoor-outdoor living with a covered patio, built-in BBQ area, fire pit, and upper terrace overlooking a custom waterfall and pond. The kitchen opens to the living and dining areas and features custom cabinetry, granite countertops, and stainless steel appliances. The private primary suite occupies its own level and includes a soaking tub, walk-in shower, and direct backyard access. A rare blend of privacy, design, and natural beauty just minutes from trails, recreation, and downtown.

Location

Bakersfield, Kern County, CA 93306

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Listed by: Brittany Smith · Watson Realty

Payment estimate

$4,989

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $67,500 · Loan: $607,500

%
Principal & Interest
$3,733
Property tax (1.25%)
$703
Homeowners insurance
$300
Mortgage insurance
$253
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $23,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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