12435 Reata
Apple Valley, CA, 92308
$450,000
Original list price: $469,000
MLS: CV26106269
Beds
3
Baths
2
Sq Ft
1,671
Lot
0.48 ac
Year Built
1988
MLS #
CV26106269
Days on Market
17
Listed
May 15, 2026
Description
Located in the exclusive Spring Valley Lake Equestrian Estates, this beautiful home is set on a serene half-acre lot with direct access to equestrian trails and peaceful outdoor living. The bright and semi-open floor plan offers a spacious living area and family room with plenty of space for entertaining friends and family. The kitchen features abundant cabinet space and views of the backyard, creating a warm and inviting atmosphere. The spacious primary suite includes two separate closets, a luxurious en-suite bath with a jacuzzi tub, and a separate shower. Both the living area and primary bedroom feature French doors that open to the back patio, where you can enjoy peaceful mornings, relax after a long day, and take in the beauty of the mature shade trees surrounding the koi pond. The private backyard backs directly to the equestrian area and riding trails that lead toward the Mojave Narrows state park and riverbed and open areas, offering a unique blend of privacy and outdoor adventure. Spring Valley Lake is a private community with 24-hour security and amenities for the entire family, including a 200-acre lake with boating and water sports, sandy beaches, private parks, an equestrian center, and miles of horse trails. Spring Valley Lake is also part of the SCWA 64 water district, which offers some of the area’s lower water rates, helping make the lush, park-like setting affordable to maintain.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: John Hess · SHEAR REALTY
Payment estimate
$3,607
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,565
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
- HOA dues
- $104
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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